The Risk & Payment Operations Stack for Indonesian Fintech
Fraud detection, reconciliation, KYC, and AML monitoring — deployed in days, not months.
Trusted by leading fintechs & financial institutions
Your team shouldn't be doing this in Excel.
Manual processes, spreadsheet reconciliation, and slow compliance workflows are costing you money, customers, and trust.
Hours spent on manual reconciliation every morning
Your ops team exports CSVs, copies data into Excel, and spends 3 hours matching transactions — before they can even start their actual work.
Fraud slipping through because rules can't keep up
Static fraud rules can't adapt to new attack patterns. By the time you update your rules, the damage is already done.
KYC onboarding delays losing customers on day one
Customers abandon sign-up when identity verification takes 24 hours. Your competitors onboard in minutes.
Everything your risk & compliance team needs
Four purpose-built products. One unified platform. Works as a full suite or standalone — your choice.
Fraud Detection System
Real-time fraud detection with configurable rule engine
Reconciliation Engine
Automated transaction matching and settlement management
KYC/KYB Orchestration
Identity verification orchestration across Indonesian providers
AML & Transaction Monitoring
Transaction monitoring and suspicious activity reporting
Deploy the way that works for you
Whether you need cloud speed or data sovereignty, Straventa adapts to your infrastructure requirements.
SaaS
Go live in days. We handle infrastructure, uptime, and updates.
- No infrastructure to manage
- Automatic updates & security patches
- 99.9% uptime SLA
- Pay per transaction — no capex
- Start free trial, no credit card needed
On-Premise
Deploy on your own servers. Full data residency control.
- Deploy inside your own data center
- Full data residency compliance
- Kubernetes & Docker packaging
- Dedicated implementation support
- Annual license, no per-transaction fees
Built different, by design
Most compliance tools were built for Western markets then localized. We started with Indonesia.
Built for Indonesian Compliance
OJK, PPATK, and BI regulations are built into every product — not bolted on. Our ruleset is maintained by a local compliance team.
API-First Architecture
REST API with < 100ms response time. SDKs in Go, Node.js, Python, and Java. Integrate with any stack in hours, not weeks.
Explainable, Auditable Decisions
No black box ML. Every fraud score, match decision, and KYC result includes a clear reason code and audit trail for regulators.
Local Support in WIB Timezone
Jakarta-based engineering and support team. Bahasa Indonesia and English. You call, we answer — not a ticket system.
Real results from real customers
Quantified outcomes across lending, payments, and banking — not marketing fluff.
P2P Lending Platform
50,000 active borrowers
A P2P lending company was losing 2% of gross loan value to synthetic identity fraud. After deploying Straventa FDS with velocity rules tailored for loan disbursements, fraud losses dropped by 40% in 3 months.
Read the full case studyDigital Payments Company
2M+ monthly transactions
Their finance team spent 3 hours every morning reconciling bank statements with their payment gateway. Straventa Recon automated the entire pipeline — now it runs in under 8 minutes with zero manual input.
Read the full case studyRegional Bank
130,000 customers
A regional BPR needed to pass an OJK audit on their AML program. With Straventa AML deployed on-premise, they generated complete PPATK-compliant reports and passed the audit with zero compliance findings.
Read the full case studyBuilt for developers, approved by compliance.
REST API with JSON payloads. Webhooks out of the box. Under 100ms average latency. Your engineers will have a working integration before the sales call ends.
// Evaluate a transaction for fraud
const response = await fetch('https://api.straventa.com/v1/fds/evaluate', {
method: 'POST',
headers: {
'Authorization': 'Bearer YOUR_API_KEY',
'Content-Type': 'application/json',
},
body: JSON.stringify({
transaction_id: 'txn_9d8f2a1c',
amount: 4500000,
currency: 'IDR',
user_id: 'usr_abc123',
merchant_id: 'mch_xyz789',
payment_method: 'transfer',
metadata: {
ip_address: '202.150.x.x',
device_fingerprint: 'fp_...',
}
}),
});
const result = await response.json();
// {
// decision: "ALLOW",
// score: 12,
// matched_rules: [],
// latency_ms: 87,
// transaction_id: "txn_9d8f2a1c"
// }
Ready to automate your financial operations?
Join fintechs and banks across Indonesia who trust Straventa for their compliance and risk operations.