Fintech Compliance & Risk Insights

OJK updates, fraud trends, and engineering posts for Indonesian fintech teams.

Compliance

What Indonesian Fintechs Need to Know About PPATK Reporting in 2026

PPATK updated its AML reporting requirements for 2026. Here's what changed, what it means for your STR/LTKM obligations, and how to prepare.

Feb 15, 2026·8 min read
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Fraud

5 Fraud Patterns We're Seeing Across Indonesian P2P Lending in Q1 2026

Synthetic identity fraud using AI-generated documents has surged 340% year-over-year. Here's how to detect and stop it.

Feb 10, 2026 · 6 min readRead
Engineering

Building a Production-Grade Rule Engine for Fraud Detection: Architecture & Tradeoffs

We share the architecture decisions behind Straventa FDS — why we chose a rule-first approach over ML, and how we keep latency under 100ms.

Feb 3, 2026 · 12 min readRead
Product

Introducing Straventa Reconciliation v2.0: Multi-Currency Support and Enhanced Maker-Checker

Our reconciliation engine now handles multi-currency settlement matching and improved maker-checker workflows with mobile approval. Here's what's new.

Jan 28, 2026 · 4 min readRead
Compliance

OJK's New Fraud Risk Management Framework (PBI 2025): A Practical Guide

Bank Indonesia released updated fraud risk guidelines. We break down the 8 required controls and which Straventa products cover each.

Jan 20, 2026 · 10 min readRead

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