Ledger / Wallet

Double-entry balance core for wallets, escrow, and merchant splits.

Ledger / Wallet is the double-entry balance core the rest of the platform writes to — wallets, escrow, merchant splits, and platform fees, all recorded as immutable journal entries. Every credit has a matching debit, so balances are always provable and Reconciliation has a single source of truth to match against. Query real-time balances or export a full audit trail.