End-to-End Platform Flow
How a transaction travels through Straventa — from POS or marketplace checkout, through the Payment Gateway, into FDS and AML for risk, and finally into the Reconciliation Engine for settlement.
End-to-End Platform Flow
From the till to the bank statement — every transaction passes through risk, monitoring, and reconciliation without any glue code on your side.
What crosses each boundary
Every product handoff is a clean, signed payload. No magic, no hidden coupling.
PG → FDS
Every authorization is passed synchronously to FDS for sub-100ms scoring. The PG holds the customer at the spinner only as long as the FDS rule engine takes — typically under 50ms — then proceeds, flags, or blocks based on the returned decision.
PG → AML
Every transaction is also published asynchronously to AML for typology evaluation against PPATK rules — structuring, layering, placement — without blocking the customer-facing flow. Suspicious patterns surface as cases in the AML queue.
FDS → Recon
Once FDS approves and PG settles, the transaction is forwarded to Reconciliation. The recon engine ingests the settlement record alongside the matching bank statement line and applies per-merchant MDR.
AML → Recon
AML flags any settled transactions that later trigger a typology — including delayed-pattern alerts. Reconciliation receives these flags and tags the corresponding settlement line so the finance team can hold disbursement until cleared.
Why this matters
- No vendor stitching — FDS, AML, and Reconciliation share a transaction model so handoffs are zero-config.
- Every payload is signed and idempotent — replays are free, double-processing is impossible.
- Drop in any layer standalone — start with PG, add FDS later, or run Reconciliation against a third-party gateway.
- Every event is captured in the same audit trail, regulator-ready out of the box.
Ready to wire it up?
Talk to our team about a unified rollout, or drop in just the layer you need.
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