Lending / BNPL

Checkout credit, merchant cash advances, and risk-aware decisioning, aligned with OJK oversight.

Lending brings credit to the point of need — buy-now-pay-later at checkout, merchant cash advances against settlement history, and risk-aware decisioning that reuses your Straventa fraud and identity signals. Decisioning is explainable and built to align with OJK oversight of multifinance activity. Start with a hosted flow or wire the decision API into your own funnel.