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For Multi-finance
Multi-finance
One consistent KYC flow across 800 branches, an AML engine that understands cash-intensive loan officers, and EOD recon that closes before lunch.
Persona we built this for
Established multi-finance (financing company) · 800 branches · 20k loan officers
Branch-level KYC inconsistency is the regulator's first finding every audit. Cash-intensive collection patterns trip the wrong typologies in vendor AML tools that were tuned for digital fintechs. End-of-day reconciliation between branch ledgers, treasury, and acquirer files takes three hours. Straventa standardizes the orchestrator at headquarters, runs an AML engine tuned for Indonesian cash patterns, and reduces EOD recon to single-digit minutes.
EOD recon time
8 minutes
down from 3 hours — finance team closes before lunch
KYC consistency
100%
every branch, every loan officer, the same orchestrator
Cash-intensive AML
12 typologies
tuned for Indonesian collection patterns out-of-box
Pains we take off your desk
The four things your team is losing sleep over
Branch-level KYC inconsistency
Twenty thousand loan officers means twenty thousand interpretations of 'enhanced due diligence' unless the orchestrator forces the path.
Cash-intensive AML patterns
Imported AML tools trip on legitimate Indonesian cash collection. We tune for the local typology mix.
Three-hour EOD recon
Branch ledger plus treasury plus acquirer reconciliation done by hand — finance can't close the day before lunch.
Disbursement on multi-bank rails
Across BCA, Mandiri, BRI, BNI plus regional banks. Each rail's quirks live in your finance team's head.
Typical rollout
From kick-off to production
1
Week 1–2
Pilot in 50 branches
Standard KYC orchestrator at the pilot branches; existing process at others.
2
Week 3–6
Roll to all 800 branches
Phased rollout with branch-manager training and bilingual UI.
3
Week 7–8
EOD recon cutover
Treasury and branch ledgers feed the recon engine; finance closes the day from one screen.
Why this works for multi-finance
On-premise deployment available for treasury and ledger components
Bilingual operator UI (Bahasa Indonesia + English) — branch managers train in a day
Direct ingestion of BCA, Mandiri, BRI, BNI, and 30+ regional bank statement formats
Ready to deploy this for your multi-finance stack?
Join fintechs and banks across Indonesia who trust Straventa for their compliance and risk operations.