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For Insurtech
Insurtech
Instant KYC at point-of-sale, claims reconciliation between platform and underwriter, AML on premium top-ups, and an OJK-PPATK file ready for filing.
Persona we built this for
Micro-insurance platform · 1M policies/quarter · 80% mobile-only customers
Your conversion funnel can't wait 60 seconds for KYC. Your claims operations team has to reconcile platform-side payouts against underwriter-side records every month-end. Premium top-ups from a fresh account need an AML-typology check. Straventa's KYC orchestrator targets a 38-second median onboarding, recon runs the same day claims are paid, and AML covers the typologies the OJK insurance circular calls out by name.
Conversion at sale
+6.4%
from cutting KYC time below 40 seconds
Claims-day variance
Rp 0
platform vs underwriter ledger reconciles to the cent
AML on top-ups
+47 cases / quarter
structuring typologies that previously slipped through
Pains we take off your desk
The four things your team is losing sleep over
Instant KYC at sale
Below 60 seconds or the customer abandons. Liveness, KTP MRZ, and PEP screening orchestrated as one step.
Claims reconciliation cross-entity
Platform payout vs underwriter ledger vs reinsurer file — three sources of truth that have to agree to the cent.
Premium top-up AML
Anomalous top-ups from new accounts trigger structuring typologies; today, nobody's looking.
OJK + PPATK reporting
Insurance-circular reporting is a different format from banking. Our STR / report templates ship for both.
Modules wired up
What runs in production for insurtech
Typical rollout
From kick-off to production
1
Week 1
KYC orchestrator at sale
Drop in front of the existing app onboarding screen — instant lift on conversion.
2
Week 2–3
Premium + claims rails
Payment Gateway covers both legs; AML on top-ups goes async.
3
Week 4
Cross-entity recon
Underwriter + reinsurer files ingested daily; claims-day variance hits zero.
Why this works for insurtech
OJK insurance-circular reporting templates pre-mapped
Sub-40-second median onboarding tuned for mobile cameras and lighting conditions
Cross-entity recon supports OFX, MT940, and underwriter-specific CSVs out-of-box
Ready to deploy this for your insurtech stack?
Join fintechs and banks across Indonesia who trust Straventa for their compliance and risk operations.